Pay, send & receive


Move money across borders without the friction​​


Cross-border payments shouldn’t mean delays, hidden fees or compromised liquidity. Freemarket gives you direct control over how your money moves. You can choose your rails and track everything in real time. ​

Speed you control

Send via traditional banking rails or stablecoin. Intra-network payments settle instantly.

iStock-1352603244
Complete visibility

No more chasing confirmations across multiple banks.

iStock-2187408419
Cut fees and delays

Payments between network members bypass complex correspondent banking chains.

iStock-1306804849

Key benefits of our network

 

Intra-network transfers settle instantly
Transparent pricing before you send
Real-time tracking in a single dashboard
Dedicated, named vIBANS
Ability to add named sub-accounts for underlying clients

Stablecoin

iStock-1480574767

Why use stablecoin to move money?​

It's transparent and cheaper than the alternatives.​

Stablecoins offer a faster, cheaper way to move money globally

 

Unlike traditional FX rails, which rely on multiple banks and settlement windows, stablecoin settles in minutes, 24/7. This reduces transaction costs, improves transparency, and creates liquidity.

Pegged 1:1 to fiat currencies, stablecoin combines the stability of cash with the speed of digital infrastructure. For businesses operating across borders, especially in high‑friction or emerging‑market corridors, stablecoins reduce settlement risk, improve treasury efficiency, and enable real‑time global money movement without relying on slow, legacy payment systems.​

It gives Treasury teams protection against local currency deflation and fluctuation in FX rates. Over time, stablecoin use reduces the volume of cash in specific corridors. It strips out the need for slow, costly FX conversions by settling directly in USD and eventually replaces fiat deposits with stablecoin balances.

This means liquidity can be held centrally and deployed only when needed, dramatically improving your working capital efficiency.

How stablecoin works

Live minting of USDT Stablecoin by Tether gives businesses access to fresh, primary market stablecoin and complete confidence in the provenance. Axiym provides liquidity services to back transactions giving control to Treasury teams and provides the digital wallets that hold the coins. Freemarket’s hybrid network converts from and to fiat currencies, so you have a choice of speed, route and settlement for all your payments.

What makes this service unique? 

Our combination of FX conversion from more than 30 currencies to USD and instant mint or burn capability inside the network, means we are the only one that can guarantee provenance in primary market stablecoin, which gives peace of mind to compliance and treasury professionals.

Foreign exchange


FX that works for innovative markets

Businesses supporting innovative markets face a familiar pattern: local currency revenue flow often loses value before you can convert and getting funds out takes days or weeks. Every delay costs money. ​
​

How Freemarket helps 
Same day settlement across 30+ major currencies
Move funds into stablecoin wallets to avoid local currency exposure
Live, transparent pricing of rates and costs

Liquidity


Our regulated partners can help you move money faster and with greater flexibility​​


Payment delays can cause headaches for your business; missed shipments, strained supplier relationships, missing payroll payments, foreign exchange risk and even regulatory problems.​

We know pre-funding every transaction becomes capital intensive, especially if you are operating in multiple countries. The more successful you are, the more you need to tie-up cash just in case.​

Our liquidity options ensure payments can be made when you need to, rather than waiting for clearing windows or intermediaries.

Our clients can also access working capital and intraday loans, globally.

Pay Now, Settle Later (PSNL)

With PNSL, from a regulated partner, every cross-border payment can move when you are ready, not when SWIFT or your bank is. Settlement becomes a simple process, ensuring money is always in the right place at the right time.​

iStock-2218727989
Credit options

Through our regulated partners we can provide real-time access to EUR and USD short-term financing options. This means your business can operate with increased speed, reliability and efficiency with your domestic and cross border payments.​

iStock-505722134

Compliance


Our compliance team is here to help​​


Because we are audited by the FCA and our own banking partners, part of their regular duties is to conduct deep dives into customer business, including stringent KYC (know your customer), AML (anti money-laundering) and CTF (counter terrorism financing) checks. They work with a team of respected third-party providers who are integrated into our systems including Moodys, Refinitiv, Creditsafe, onfido and Napier.​

This gives Freemarket a unique perspective and a strong understanding of what it takes to be compliant and to stay compliant.​

Our team will work with you to help you through the onboarding process, make recommendations on what you need to do to be successful and ultimately give you access to the Freemarket network.​

 

Become a network partner

Global payments move faster when the right partners work together. Join the fast-growing instant payment and stablecoin network for ambitious companies.

Find out more

How the Freemarket network works

The Freemarket network enables your business to move money globally, quickly and securely. 

HOW IT WORKS